How it works

Just activate Cashback Plus, then shop

You’ll earn Rewards every time you use your RBS Visa Debit card to pay for qualifying purchases at any one of our participating retailers. You’ll earn at least 1% of your spend back as Rewards, which will build up in your Cashback Plus balance.

It’s available on our RBS personal current accounts held in mainland UK, except for Basic, Key and Cash accounts and current account mortgage products. Over 18s only.

What are Rewards? Minimum £1 spend = 0.01 Rewards = £0.01 when redeemed.

Activate Cashback Plus today

1. Activate Cashback Plus today

Once you’ve activated Cashback Plus you’ll receive at least 1% of your spend back on qualifying purchases in Rewards. E.g. if you make a qualifying purchase of £100 you would earn the equivalent of £1.00 in Rewards.

Activate now


Earn Rewards as you spend

2. Earn Rewards as you spend

Build up your balance of Rewards with our participating retailers and any additional retailers available under Your Offers from RBS, and receive higher value personalised offers. Retailer Exclusions may apply.

View retailers


Redeem your Rewards in three ways

3. Redeem your Rewards in three ways

As soon as your Available Rewards balance is the equivalent of £5 or more, you can choose one of the following options:

Bank it. Change your Rewards into money which is transferred to your RBS current account for you to spend however you like.

Trade up. Exchange your Rewards for gift cards or tickets from selected retailers.

Donate. Change your Rewards into money which is donated to one of our four chosen charities: Barnardo’s, Cancer Research UK, Macmillan Cancer Support and the NSPCC.

View redemption options

Where to earn

Earn at least 1% of your spend back in Rewards with these retailers.

Retailer exclusions may apply. See the Retailer Exclusions.